New Launch Alert! CFLease is now available on the App Store.

CFLease

Lease and loan pricing calculations for the next generation!

Made for professionals by professionals!

An iOS-Based Lease & Loan Calculator

Any Lease or Any Loan

  • Loans and non-tax leases

  • Amounts up to $50MM

  • Interest rates to 39%

  • Tenors up to 30 years

iOS Based

  • Works best on iPhone

  • Works on iPad as well

  • View in portrait or landscape

  • Light and dark modes

Ideal Users

  • Accountants

  • Commercial bankers

  • Equipment leasing professionals

  • Equipment vendors

Beta Test User No. 7 Retired Banker

 “Powerful, yet very easy to use.

July 27, 2022

Beta Test User No. 18 Finance Student

“Like a HP12c on steroids.”

October 11, 2022

5 Calculators

  • Equipment Lease Calculator

  • Car Lease Calculator

  • Real Estate Lease Calculator

  • Commercial Loan Calculator

  • Mortgage Calculator

Work Faster

  • Ability to save and open files

  • Create templates

  • Customize the start-up lease

  • Share results with other easily

  • Export data files to iCloud

Capabilities

Payments

  • Simple to complex repayment plans

  • 7 different payment types

  • Pay monthly, quarterly, semiannual, or annual

  • Set timing to advance or arrears

  • 7 preset payment templates

Calculations

  • Average Life

  • LesseePaid and Buyer Paid Fees

  • Present Value of Lessee Obligations

  • Early Buyout Amount and Termination Values

  • Lease Balances

Accounting

  • ASC 842 classification both Lessee and Lessor

  • Calculate implicit rate

  • Calculate the present value of minimum rents

  • Calculate maximum lessee residual guaranty to pass 90% present value test

Beta Test User No. 3 Gig Worker

 “Very stable. It didn’t crash once.”

September 9, 2022

Beta Test User No. 18 Mortgage Broker

“Tested both fixed and ARMs. App worked just fine.”

October 21, 2022

Dates

  • Ability to set Funding and Base Term Commencement Dates

  • All periodic payment dates calculated by end-of-month rule

  • Four (4) different day count methods for calculating interest, including 30/360, Actual/360, Actual/Actual and Actual/360

Yields

  • Numerous yields and rates calculated, including EBO Rate, Buy Rate, and Implicit Rate

  • All yields proven by amortization reports

  • Ability to solve for amount, interest rate, term, or unlocked payments

CFLease Has 4 Main Screens

The four main screens below allow the user to easily navigate to 14 other screens and 11 reports.

Home

Payment Schedule

Payment Group

Side Menu